BMW Cosmetic Repair Insurance.

Developed to protect the beauty, craftsmanship and finish of your BMW.


  • All repairs come with a 3 year guarantee.
  • Pay for your policy up front or 12 interest free monthly instalments.
  • Your car insurance premium is unaffected if you make a Cosmetic Repair Insurance claim, protecting your No Claims Discount and helping guard against future premium increases.
  • Cover for 1, 2 or 3 years.
  • Available for new cars only.
  • £10 excess payable per claim.
  • Our experienced BMW Protect Services team will be on hand to help you if you need to make a claim.
  • Minor damage must be reported to BMW Protect Services within 30 days of the incident.
  • Damage must be no bigger than 1.5mm in diameter for chips, 3cm in diameter for minor dents and 15cm in length for scratches and scuffs.

Terms, conditions and exclusions apply. Excludes damage to horizontal panels and is not available for paint types: Mineral White, Matt/Frozen and Special Request Colour.


Please ask us at the BMW Centre for a BMW Cosmetic Repair Insurance quote. If you need further assistance you can call BMW Protect Services on 0345 641 9735.

Lines are open Monday - Friday, 9am - 6pm.

Retrieve your quote