BMW Protect is a comprehensive range of insurance products designed to help protect the quality and craftsmanship of your BMW, whilst helping you to manage your financial commitments. BMW Protect has been engineered to enhance every aspect of your BMW ownership experience.

Flexible levels of cover and payment options mean our Protect range can be personalised to suit you, your lifestyle and your BMW. As with any insurance product, there are terms, conditions and exclusions. So please take some time to read through the policy handbooks.

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BMW Shortfall Insurance.

BMW Shortfall Insurance helps protect you against losing out financially if your car is written off or stolen. Commonly known as GAP insurance.

BMW Tyre Insurance.

BMW Tyre Insurance allows you to claim towards the cost of repair or replacement if a tyre is damaged or punctured accidentally or by a malicious act.

BMW Cosmetic Repair Insurance.

BMW Cosmetic Repair Insurance protects you against the minor damages created by day-to-day motoring.

BMW Alloy Wheel Repair Insurance.

BMW Alloy Wheel Repair Insurance protects you against the effects of kerbing and scuffing, keeping your alloy wheels looking like new.

BMW Excess Protection Insurance.

BMW Excess Protection Insurance protects you against the financial burden of costly excesses when making a claim on your motor, home (buildings and contents) and travel (annual multi-trip) insurance policies.


To arrange cover, please contact your local participating BMW Centre or call BMW Protect Services directly on 0345 641 9735.

Lines are open 9am to 6pm, Monday to Friday.